1. Rosemont Residences – Hamilton
Located in Bermuda’s capital, Rosemont Residences offers urban luxury living for retirees who enjoy being at the heart of cultural and commercial life. The development features spacious apartments and penthouses, with easy access to shopping, dining, and medical services.
Amenities include concierge services, 24/7 private security, fitness facilities, and beautifully landscaped gardens. Residents benefit from living in a walkable area with all modern conveniences nearby, making it an excellent option for those who value both comfort and accessibility.
2. Coral Beach Club – Paget Parish
Coral Beach Club is a beachfront haven that combines luxury living with exclusive leisure facilities. Situated along Bermuda’s pristine south shore, it offers direct beach access, an 18-hole golf course, tennis courts, and fine dining restaurants within the community.
This club-style community maintains an active social calendar, making it ideal for retirees who wish to remain socially and physically active. Membership grants access to exclusive events, spa services, and a clubhouse that fosters a strong sense of camaraderie among residents.
3. Tuckers Point Residences – St. George’s
Tuckers Point is a gated, high-end residential community known for its breathtaking views, premier golf course, and top-tier amenities. The development features villas and townhomes designed to the highest standards, offering both primary residences and investment potential for retirees.
Residents enjoy access to a private marina, spa, and fine dining establishments. The security, maintenance services, and resort-style infrastructure make it particularly attractive to those seeking a peaceful, secure lifestyle combined with luxury.
4. The Loren at Pink Beach – Smith’s Parish
The Loren at Pink Beach offers a boutique-style retirement living experience, blending elegance with privacy. The oceanfront location provides stunning views and direct beach access, while the architecture and interiors reflect modern sophistication.
Focused on wellness and personalised care, The Loren includes a full-service spa, gourmet restaurants, and exclusive wellness programmes. It appeals to retirees seeking tranquillity, discretion, and the feeling of a wellness resort all year round.
5. Warwick Villas – Warwick Parish
Warwick Villas provides a mid-range retirement option with a strong focus on community living. Located near some of Bermuda’s best beaches and local markets, it is ideal for those who appreciate both natural beauty and a sense of neighbourhood connection.
This community is known for being quiet, safe, and well-maintained. It offers a relaxed pace of life and shared facilities, making it well-suited to retirees seeking simplicity, safety, and an active social environment without the cost of high-end resorts.
Healthcare and Support Services for Retirees in Bermuda
Bermuda has a comprehensive healthcare system with both public and private options. The main hospital, King Edward VII Memorial, offers a wide range of services including emergency care, surgical procedures, and outpatient services. Several private clinics offer specialised medical care, and international insurance providers operate on the island.
In-home care services are increasingly available, including part-time nursing, housekeeping, and personal assistance. For those requiring more consistent help, some assisted living options are available, although these may be limited and private in nature.
Emergency medical response services are efficient, and the island’s size ensures relatively quick access to hospitals. Many retirement communities are located near healthcare facilities, and some offer direct transport or on-site health monitoring.
Legal and Financial Considerations for Retiring in Bermuda
Bermuda does not have a formal retirement visa. However, retirees can obtain long-term residential status through property ownership, provided they meet certain investment thresholds. Typically, this includes purchasing a qualifying property and applying for an acquisition licence.
The process of purchasing property as a non-Bermudian involves legal steps and fees, but with the right estate agent, these can be managed smoothly. Non-citizens may only buy certain types of properties, usually high-end homes or condominiums above a specific Annual Rental Value (ARV).
The cost of living in Bermuda is higher than in many countries, largely due to the need to import most goods. However, this is offset for many by the absence of income and capital gains taxes. Financial planning is essential to ensure long-term affordability.
Tax considerations will vary depending on your home country’s regulations. Many retirees consult with tax advisors who specialise in international retirement to ensure compliance and optimise their financial setup.
Lifestyle, Culture, and Recreation for Retirees
Bermuda offers a diverse range of recreational activities suited to retirees. From walking clubs and golf groups to painting classes and cultural societies, there are numerous ways to stay active and engaged.
The local cuisine, with its blend of British, Caribbean, and Portuguese influences, offers a rich culinary experience. Music, arts, and festivals are also part of Bermuda’s vibrant cultural fabric, providing opportunities for retirees to socialise and explore.
For those looking to give back, volunteering is encouraged and there are many organisations that welcome the skills and experience of older adults. Educational workshops, book clubs, and community groups further enhance the lifestyle, allowing retirees to stay intellectually and socially connected.
Why Choose The Property Group Bermuda?
Choosing the right estate agency is critical when relocating overseas. The Property Group Bermuda brings decades of local experience and an outstanding reputation for integrity and results. They possess deep knowledge of Bermuda’s unique property laws and market trends, making them ideal guides for retirees.
Their team has a proven record of successfully helping retirees and expatriates secure the perfect home, whether for full-time residence or seasonal living. Each client receives personalised attention, with services tailored to their specific lifestyle, preferences, and budget.
The Property Group Bermuda provides support throughout the entire process from the initial consultation to property viewing, legal guidance, and post-purchase assistance. They make the transition to island life smooth and stress-free.
Their website features a wide range of listings, including exclusive retirement properties, and innovative tools to filter by price, location, and amenities. Clients can rely on transparency, professionalism, and dedicated service every step of the way.
Visit: https://www.property-group.com to begin your property journey.
Frequently Asked Questions (FAQ)
Q: Can I buy property in Bermuda as a non-citizen?
Yes, non-citizens are allowed to buy property in Bermuda, but only certain homes are available for foreign ownership. These usually fall within a higher price bracket and require an acquisition licence, which comes with a government fee. Working with a qualified estate agent like The Property Group Bermuda ensures you are shown only eligible properties and can navigate the legal process efficiently.
Q: Is Bermuda a safe place for retirees?
Bermuda is considered very safe for residents and retirees alike. The island has a low crime rate, especially in residential areas. Communities are well-policed, and emergency services are reliable. Many retirees also appreciate the friendly atmosphere and strong sense of community, which contribute to an overall feeling of safety and well-being.
Q: What is the cost of living in Bermuda?
The cost of living is relatively high compared to other countries, mainly due to imported goods and services. Housing, food, and healthcare are the largest expenses. However, the lack of income, inheritance, or capital gains taxes can make the overall cost of retirement more favourable, especially for those with well-planned finances. It’s important to consult a financial planner before relocating.
Q: Are there specific visas for retirement in Bermuda?
While Bermuda does not offer a dedicated “retirement visa,” individuals can apply for long-term residential status by purchasing qualifying property and demonstrating financial self-sufficiency. Property ownership is typically the most straightforward route for retirees. The Property Group Bermuda can assist with the legalities of this process and advise on visa requirements.
Q: How good is the healthcare system for seniors?
Bermuda’s healthcare system is of a high standard, with one central hospital and numerous private clinics offering a wide range of services. For seniors, this includes access to cardiology, orthopaedics, general surgery, and rehabilitative care. Insurance is required, and most expats choose private plans that offer comprehensive coverage. In-home care and assisted living services are available and continue to expand as demand increases.
Conclusion
Bermuda offers far more than beautiful beaches and postcard-perfect views. It is a truly appealing destination for retirees who value quality, community, and convenience. With its stable governance, favourable tax conditions, and thriving expat communities, it stands out as one of the safest and most comfortable places to retire in the Caribbean.
From the luxury and prestige of Tuckers Point to the close-knit warmth of Warwick Villas, Bermuda caters to a wide range of preferences and budgets. These top five communities for 2025 represent the best of what the island has to offer in terms of retirement living.
If you are considering a move or just exploring the possibilities, now is the perfect time to take the next step. Contact The Property Group Bermuda to arrange a tour, request personalised advice, or browse available listings. Your new life in paradise is waiting.